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PARK CITY REAL ESTATE

tel Call : 435.901.8333

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Six Great Reasons Why You Should Come to Park City, Utah

Here are six reasons you should come to Park City, Utah: 1.) The Greatest Snow On Earth®        Utah has 12 world-class ski resorts ...

Top 10 Reasons To Hire A Real Estate Agnt

Top 10 Reasons To Hire A Real Estate Agent

Don’t hesitate to reach out to Brad Jensen for questions regarding real estate property near Park City & Summit County. Our team would ...

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Reality TV Show Myths Infographic

 

Six Great Reasons Why You Should Come to Park City,

Posted by Brad Jensen on Dec 41

Top 10 Reasons To Hire A Real Estate Agent

Posted by Jensen & Company on Jan 162

Reality TV Show Myths Infographic

Posted by Brad Jensen on Oct 163

Our Passion: Global Media Partnerships

November 1, 2018 by Jensen & Company

our passion global media partnerships

Like No Other

Not all real estate brokerages are the same. Summit Sotheby’s International Realty is Utah’s only real estate firm with the power to tell your property’s story to a global audience. Our strategic content partnerships go above and beyond traditional advertising, connecting our client’s properties with the readers of the world’s most influential media outlets. Our agents, our brokerage, our marketing – we represent Utah’s most distinctive properties like no other.

Filed Under: Blog Tagged With: our passion

What Is Real Estate Due Diligence? Answers From Your Park City Realtor

October 31, 2018 by Jensen & Company


Homebuyers are often encouraged to exercise due diligence when they are considering investing in real estate. Simply put, when it comes to real estate, due diligence means you have done all you can to learn about your future property before concluding the escrow process and purchasing the real estate.

To assist you with your real estate due diligence, Park City realtor Brad Jensen has key recommendations that can save you from making an unfortunate purchase.  

Investigate Real Estate Investments Carefully

During the escrow process, carefully investigate the real estate you are interested in purchasing. Many homebuyers rely on the inspector’s report to tell them everything they need to know about a property, but there are many other things to consider. So, as you investigate, do these things:

  • Receive multiple quotes for homeowners insurance. They can tell you a lot about the property you are interested in, as problematic real estate will generally have higher rates.
  • Re-walk the real estate. If you are doing a new build, it is essential that you get a feel for the land you want to build on. For an existing home, a thorough walk-through will help familiarize you with the layout of the home, and you can detect problems that a well-lit photo can disguise or that you missed when you initially looked at the home.
  • Check to see if there are any liens or other encumbrances on the property. The Utah real estate purchase contract stipulates that the seller will convey marketable title to the property to the buyer at closing by general warranty deed. It also states that the buyer shall agree to accept title to the property subject to the contents of the commitment for title insurance. requires you use a title company, which will complete a search for you.  However, it is recommended you read the title report thoroughly and understand the differing levels of coverage because it would be terrible to go through the entire process, only to find out a costly encumbrance will delay or completely end your deal.
  • If you are planning a new construction, look into local zoning laws. As Park City is a natural gem, it is important to abide by building guidelines and laws to preserve this beautiful area. While it may be natural to assume that if the seller accepted your offer that you are in the clear to build, that is not necessarily the case. They are only agreeing to sell you the plot of land and are not in charge of what happens to it after the sale.  
  • Look into if the property has an HOA, and what their bylaws are if there is one. Jensen and Company have several available properties in private communities, and it is crucial that you understand any rules that may apply to your future property.

It can be hard to keep all these considerations in mind as you search. To help, we recommend using a buyer’s due diligence checklist.

Read The Property Inspector Report Thoroughly

It may seem ridiculous to commission a property inspector to perform an in-depth report but not read it, but many homebuyers barely skim the report they receive from their property inspector. It is vital that you ask the inspector questions. We highly recommend that all buyers attend a walk-through with the inspector at the end of their inspection, so that they understand the report fully.

So, Once you receive the report, and you find problems were discovered, it is vital that you address them with your agent and the seller before completing the escrow process. Otherwise, you are agreeing to buy the property as-is.

The due diligence discovery process can be extended to ensure that you don’t buy real estate with issues you don’t know about. If there are critical problems discovered, speak with your realtor. This is why having an experienced agent is so important. They can negotiate repairs or credits in your behalf and if necessary request an extension to the due diligence discovery process to make sure you don’t buy real estate with issues you don’t fully understand.

Brad has been helping buyers purchase real estate in the Park City area for almost 30 years and has the expertise you need. To help you in your Park City real estate search, feel free to contact Jensen and Company with all your questions and concerns.

Filed Under: Blog

5 Clever Dog Costumes Your Pup Can Strut During Park City’s Howl-O-Ween Parade

October 22, 2018 by Jensen and Company

Sometimes when you’re in the midst of a ghoulish Halloween celebration, a little comic relief is just what you need. Enter Park City’s Howl-o-Ween parade, set for Wednesday, October 31, 2018. It’s one of our favorite local celebrations here at Jensen and Company.

At 5 p.m., leashed and costumed canines of every ilk will lead their owners along Main Street to Heber Avenue, showing off their doggy disguises. The annual pup promenade immediately follows the time when Main Street becomes an emporium of sweets, with shops handing out candy to trick-or-treating kids from 3 to 5 p.m.

Do you want to join the four-legged fray?

You’ve got your dog, so you’re halfway there. But what should your pet sport during the Howl-o-Ween parade? We’ve some great ideas that will win your pet the admiration of parade spectators.

1. Dress Your Dog Like a Clown For The Howl-o-Ween Parade

Clown

Your dog may not tolerate having a squeaky red nose affixed to their snout, but you can make them circus-festive with a crazy clown wig and an outfit enlivened by polka-dots and ruffles.

It’s true that in recent years, society seems to have developed a collective case of coulrophobia. (That’s a fear of clowns, for those of you who don’t speak Latin.)

That’s even more reason for your bulldog, husky or chihuahua to clown it up during the Howl-o-Ween parade. With the help of your furry friend, you can help reclaim the fun factor of the clown.

2. Dress Your Dog as a Ghost For A Quick Costume

Ghost

“Where’s my good boy? Where’s my good boy?” That’s what you’ll be saying when your dog is transformed into a transparently cute ghost for Halloween.

You can pick up a doggie ghost costume online or at a Halloween shop. It might be easier and quicker to make this get-up the same way you made your own last-minute rig the year you forgot to plan for Halloween.

You just need to drape your pooch in a sheet, or perhaps a pillowcase for smaller breeds, with holes cut out for the eyes. Oh yeah, and don’t forget to snip a bit more fabric to let those adorable ears peek out. And why not make yourself a matching spectral costume? With you and your dog thusly draped, your Halloween promenade will be a real-life Ghost Adventure!

3. Dress Your Dog Like a Wizard for the Pup Parade

Wizard

Dogs already have a bit of magic about them. They use their wiles instead of wands, tricking you into pampering them with cute poses and hangdog expressions. With this in mind, a wizard costume is the perfect choice of Halloween garb for your precious pet.

They just need a pointy hat, bedazzled with some cosmic designs, and a cloak.

The best thing about having your dog join the wizarding world is that, should they get their invitation to Hogwarts, there’s very little uncertainty as to which house they’ll be sorted into.

Your huffing and puffing pug is the perfect candidate for Hufflepuff. Your whippet will likely skulk into Slytherin. You clever Rottweiler is clearly a Ravenclaw. And your golden-hearted golden retriever is aimed straight for Gryffindor.

4. Dress Your Dog Like a Pirate This Halloween

Pirate

If you want your pet to look ship-shape, we’ve got the perfect dog costume for you. Dress your pooch as a pirate and you’ll have a pillaging party on your hands.

All you need is a pirate hat small enough to fit your pup’s noggin, preferably emblazoned with the skull-and-crossbones motif warning foes they’re headed for a one-way trip to “Davy Jones’ Locker.” If you’ve got an easygoing dog (BarkPost.com has named Labradors as the most tolerant breed) you can also have them wear an eye patch for that weathered look.

And if you’re especially ambitious, you can start working right away to transform your dog’s “arf” into a pirate’s trademark “aargh!”

5. Dress Your Dog Like a Cowboy For Park City’s Howl-o-Ween Parade

Cowboy

Even if you’ve got a dog whose breed hails from afar—an English bulldog, perhaps, or a Chinese Chow Chow—you can still provide them with a Halloween costume celebrating an all-American archetype.

All it takes to dress your dog like a cowboy is a cowboy hat, a checked shirt and a bandana. Aren’t these things every dog-owner worth their salt already has on hand? While you giddyup along the parade route, you’ll give new meaning to the old cowboy ballad, “Get Along Little Dogies.”

Would you like to spend every holiday in beautiful Park City? You can trust Park City realtor Jensen and Company to help you find the property of your dreams.

Filed Under: Blog, Lifestyle

4 Best Scenic Drives To Experience Fall Colors in Park City, Utah

October 15, 2018 by Jensen & Company


Fall is a fantastic time to take a drive around our picturesque mountain town, enchanting visitors and Park City residents alike. If you are going to be in Park City this autumn, try out one or more of the best scenic drives so you can drink in the fantastic views.

Alpine Scenic Loop

Enjoy a 20-mile drive through tree-filled canyons when you drive the Alpine Loop. This paved highway covers Hwy. 92 and Hwy. 189, winding through the Wasatch mountains. Stunning views of Mount Timpanogos and a detour to Cascade Springs are some of the highlights of the trip.

If you want to take a break during your drive and enjoy a picnic, we would recommend exploring Cascade Springs. The natural, spring-fed pools and terraced waterfalls are beautiful and have an accessible boardwalk built so visitors of all ages and abilities can enjoy.  

This beautiful drive is usually only open between the latter end of May until late October, so remember to take some time to experience it before snowfall closes it.

2. Big Cottonwood Canyon

This drive is about 25 miles one-way, connecting Park City to Salt Lake City. If you are leaving from Park City, you will follow Hwy. 224 to Hwy. 190, entering Big Cottonwood Canyon.

Once in the canyon, you will be amazed by the colorful foliage arrayed in the canyon. There are a few areas where you can pull over and take pictures, but overall, this scenic drive is meant to be appreciated from the car. Also, as the season progresses, watch out for wildlife as they often cross the canyon road.  

3. Guardsman Pass

For a shorter yet lovely drive, you can take Guardsman Pass. This trip follows Hwy. 224, which is sandwiched between Park City and Brighton. One-way, the drive is about 14 miles.

You will be able to see more of the high alpine trees on this drive, with the dark green trees standing in bold contrast with the gold and orange grasses and scrub trees. If you want to stop and take a hike while in Park City, you can hike Guardsman Pass and connect to other trails, like the hidden gem Shadow Lake trail, which leads to a quiet forest lake.

This pass will close over the winter months, so if you want to experience Guardsman Pass, fall is a perfect time.

4. Mirror Lake Highway

To reach this scenic drive, you will leave Park City and follow Hwy. 248 to the town of Kamas. Grab some snacks and go to the restroom in Kamas because once you leave on Hwy. 150 on the Mirror Lake Highway, you will have entered the Unita-Wasatch-Cache National Forest.

The long, winding forest drive will take you deep into nature, passing many smaller lakes until you reach Mirror Lake. You can choose to turn around once you reach Mirror Lake Campground or keep traveling along Hwy. 150. Be careful you don’t admire the sights for so long that you end up in Wyoming!

For more insights concerning Park City and its real estate, contact Jensen and Company. We are a fixture in the Park City community and are happy to help you in any way we can.

Filed Under: Blog

10 Fun Fall Activities In Park City, UT

October 8, 2018 by Jensen and Company

After you have decorated your Park City home with your fall decorations, you may be ready to look for other fun autumn activities. To help you and your family find the best things to do in our city, we have made a list of the 10 best fall activities in Park City.

1. Be Spooked On A Park City Ghost Tour

There is a great deal of history surrounding Park City, and much of it can be terrifying. If you like a thrilling, historical tale, try the Park City Ghost Tours this fall.

2. Try Fox School Of Wine

Take a leisurely evening to enjoy a food and wine tasting class at Fox School of Wine. Beginners and experts can find new things to enjoy, as the classes are based on a new topic every month. Naturally, you need to be 21 years old or older for this type of fall fun.

3. Indulge In Oktoberfest

Every weekend through October 21, you can head to the Snowbird resort near Park City and indulge in the German tradition of Oktoberfest. Enjoy live music, a variety of food and drink vendors, performers, and more. Entry into the event is free, but parking is paid and often crowded for this popular event, so plan ahead.

4. Rent A Bike And Experience Beautiful Foliage

If you don’t have a bike to go exploring on, no need to worry. Park City has recently started a bike rental initiative, so you can rent one and explore this gorgeous area on a bike.

A particularly beautiful pathway is the Union Pacific Railway Trail, with miles of paved trail so you can enjoy a smooth ride through the stunning fall foliage.

5. Enjoy The Fall Farmers’ Market

The Park City Farmers’ Market is still open every Wednesday until October 25. Catch the last of the fresh fall produce and other goods by stopping by your favorite stands this autumn.

6. Bring The Whole Family To Howl-O-Ween

You and your pooch are invited to participate in Howl-O-Ween, with the children trick-or-treating on Main Street taking place from 3-5 pm and the dog parade happening at 5 pm. The Main Street will be closed by 2 pm, so make sure you make transportation arrangements!

7. Participate In Jaybird Halloween Fun Run Party

Prepare for all the candy on Halloween by bringing the whole family to the Jaybird Halloween Fun Run party. All ages are welcome to participate in the 5K run/walk, with the race starting at 6:15 pm with a pizza party and activities to follow.

8. Find Your Perfect Pumpkin

Finding the perfect pumpkin (or pumpkins) can be a family fall highlight. Rather than picking out a sad grocery store pumpkin, check out the Park City Nursery and enjoy hunting through their pumpkin patch for your family’s future pumpkin masterpiece.

9. Embrace The Art and Science of Arachnids

Combine learning with a spooky fall activity when you visit The Art and Science of Arachnids exhibit. Open from Wednesday through Sunday from 10 am-4 pm, this exhibit has 100 live arachnids with information surrounding our literature, folklore, art, and more concerning these fascinating creatures.

10. Craft At ARToberFest

If you are in Park City on October 13, you should try your hand at crafting fun fall projects at ARToberFest. From 1-5 pm, this family-friendly crafting festival will be open to the public with free or low-cost fall DIY projects available.

For reliable real estate information concerning Park City, you should contact Jensen and Company. Brad Jensen has been helping people buy and sell Park City real estate for decades and can help you too.

Filed Under: Blog

Our Passion: A Company Culture Like No Other

October 1, 2018 by Jensen & Company

jensen and company passio post - a company culture like no other

Our goals: Be exceptional to one another; Be exceptional in business.

From company events to weekly sales meetings, our company culture is that of family. We’re about getting the job done and supporting one another through the process. Unlike our competitors, every week more than 160 of our sales associates get together, in the same room, to give one another face-to-face updates about properties and client needs. This get-it-done approach to promoting properties means that regardless of price point, our clients have the support of the entire brokerage actively working together to sell properties quicker and at the highest price possible.

Filed Under: Blog Tagged With: our passion, real estate brokerage, summit sotheby's

4 Tips From Jensen and Company For Creating Your Ideal Home Office

September 26, 2018 by Jensen and Company

At Jensen and Company, we recognize that buying your ideal home is just the start of enjoying the life of your dreams. The next, crucial step is putting your personal stamp and style on your residence, including your home office.

Here are some tips on creating an office that’s both efficient and uplifting.

1. Unleash The Power of Natural Light In Your Home Office

Proper lighting in your home office can stave off headaches, eye-strain and fatigue. It can also ward away the depression and irritability that comes from working in poor lighting.

It all starts with harnessing the power of natural light.

Choose an airy room for your home office, one with windows and even a skylight. We suggest you station your desk near your windows and parallel to the panes. This placement will yield the many benefits of natural light, including better sleep, better absorption of vitamin C and greater productivity.

You’ll be able to turn and look out the window when you need a break from your computer, enjoying the scenic vistas that first drew you to your home.

2. Let Lamps Illuminate Your Home Office

Natural light is great for your mood, but you need additional illumination for when you work at night and when skies are gray.

Table lamps or wall-mounted fixtures can augment ambient light and bring a warm glow to your office. There are a wide variety of attractive lamp and lighting designs. This is your chance to add style and a personal touch to your home office.

3. Consider A Standing Desk For Your Home Office

The average person with an office job sits about seven hours a day. This sedentary lifestyle can wreak havoc on your body. Sitting too much puts you at a greater risk of developing heart disease and cancer, according to the Mayo Clinic.

A few of the other potential effects of “sitting pretty” for hours at a time include:

  • Back pain
  • Digestive trouble
  • High blood pressure
  • High cholesterol
  • Migraines
  • Obesity
  • Poor circulation
  • Sleep apnea

You may not be able to lighten your workload. You can, however, join the increasing number of health-conscious workers changing up their posture by using a standing desk. A standing desk can move smoothly from sitting to standing height.

4. Don’t Scrimp On Your Office Chair


Getting the right chair is a form of self-care, one that will save you a bundle on chiropractic bills. You need an ergonomic chair that will support your body, especially your lower back. Some of the best office chairs in today’s market are adjustable, letting you move the armrests or lean back to stretch your back and ease your neck.

Your Home Office Could Have An Idyllic Setting
If you are interested in living and working amid mountainous beauty, contact Brad Jensen. With decades of experience in high-end Park City real estate, he can help you find a place that suits your needs and feeds your soul.

Filed Under: Blog, Lifestyle

Everything You Need To Know About Hiking In Park City

September 21, 2018 by Jensen & Company


Tucked away into the Wasatch Mountain Range, Park City is a nexus point for over 400 miles of trails for you to explore. Whether you have a vacation home in Park City or are just visiting, you can use our Park City hiking guide to learn everything you need to know about hiking in this beautiful area.  

Top 10 Trails You Need To Hike In Park City

There are so many fantastic trails for you to try while hiking in Park City. To help narrow the list, we chose ten trails that are especially scenic, easy-to-access, and mild-to-moderate difficulty.   

 

  1. Lambs Canyon Trail – About 3.5 miles roundtrip, you will gain around 1,400 ft of elevation on this mountainous hike. Spring and summer are particularly beautiful times to do this hike as you will find fields of wildflowers and full-leafed aspens.
  2. Hat Trick Trail – Roundtrip, the Hat Trick Trail is 2.6 miles long. You can use this trail to connect with other Round Valley trails like Fastpitch, Fairway Hills, and Ability Way trail.  
  3. Iron Canyon Trail – Great for birding while hiking, this two-mile out-and-back trail will take you out in nature and into the beautiful canyons in Park City.
  4. Run-A-Muk – A year-round, 2-mile trail, you can take the whole family including the dog on this hike. Just below Utah Olympic Park, everyone can enjoy a rambling, easy hike on Run-A-Muk.  
  5. Spiro Trail – Moderately difficult, this trail is popular with hikers and bikers. You can climb up several switchbacks during this 8-mile loop and enjoy traveling through wildflowers and aspens.
  6. Jenni’s Trail – Still a relatively new pathway, on Jenni’s Trail you can encounter wildlife as you wander through various groves of trees. It is moderately difficult and is 4.7 miles long. You can also pick up a ZipRider ticket and zip line back down the mountain rather than return hike.
  7. Shadow Lake Trail – Combining with the Jupiter Peak Trail, you can enjoy a quiet hike to a less populated lake. This hike is 5.1 miles long and is a loop trail with moderate difficulty.
  8. Glenwild Loop – This trail is a loop of 8.5 miles and accessible from the Spring Creek Trailhead. There are some steep climbs to add extra difficulty to this beautiful, singletrack hiking trail.
  9. Fantasy Ridge – Make no mistake, this six-mile hike will be difficult nearly the entire time. This trail follows through the lovely aspen groves along the ridgeline up to the Canyons Resort 9,900 ft peak. The grueling effort is well-worth the stunning views of the Park City valley and surrounding mountains.
  10. Millennium Trail – A lengthy, paved trail which is 7.5 miles long and connects to other trails and bike paths. It is not far into nature but still allows you to experience the beauty of the Wasatch Mountains.

Other Park City Hikes To Try

While our top ten list covers the all-around best trails to check out in Park City, there are many other great trails out there. Depending on what you are looking for in a trail, we found some excellent trails for family hikers, extra-long hikes, and more.

Family-Friendly Hikes

Farm Trail – A simple 1.4-mile hike, the path is paved with some easy rolling inclines for children to burn their energy on.

Summit Park Over Easy – A shady 2.5-mile out-and-back hike you can bring the whole family on. The trail will wind through picturesque alpine meadows and pine forests.  

Chair Lift Hikes

Silver Lake Trail – As a foot-traffic-only trail, this area is quieter than some other hikes. You can ride the Sterling Express chairlift up, then enjoy the downward hike or trail run. Also, if you hike up, you can take the chairlift down for free.

Loose Moose Trail – A downhill-only hike, you can reach this trail by riding up the Payday chairlift. While this particular trail is about a mile long, it connects to trails like Crescent Mine Grade and Jenni’s Trail.   

Short Hikes

McLeod Creek Trail – A gentle, paved trail so you can take strollers, dogs and young children. It is four miles of winding trail near water and rolling pastures.

Willow Creek Trail – A mix of packed dirt and paving, this two-mile loop goes around a pond, various playgrounds, and a picnic pavilion where you can stop and enjoy a mid-hike picnic.  

Long Hikes

Swaner Nature Preserve Trail – Rather than just one trail, the Swaner Nature Preserve has a system of four trails for a 10-mile long hike. These trails are a mixture of gravel, paving, and boardwalks so you can enjoy full immersion in the preserve.

 

Historic Union Pacific Rail Trail – While this trail is 28 miles long, people of all ages can join in on this hike. It is a paved/gravel hike, which follows along a former railroad track with great views of Park City and Deer Valley resorts.

Park City Hiking Preparedness

To stay safe as you revel in nature, there are some things you should make sure you bring on any hike you try in Park City.

 

  • Water – If you don’t remember anything else, remember to bring water as you hike. A 24-ounce bottle will help you through most hikes, though it is perfectly acceptable to bring a full water bladder and a water bottle.  
  • Sturdy shoes – Unless we mentioned otherwise, most hikes in Park City are fairly mountainous with dirt tracks and loose rocks. It’s not a bad idea to carry flip-flops if you are hiking to a lake, but we do not recommend you attempt most of these hikes in flimsy shoes.
  • Waterproof windbreaker – The weather in the Wasatch Mountains can be highly unpredictable, going from sunny and warm to surprise cloudburst. A lightweight, waterproof windbreaker often is enough to shield you from any weather surprises.
  • Poles – Some trails won’t require hiking poles. But if you struggle a bit with steadiness on your feet, a pair of hiking poles can be helpful on the more rugged trails.
  • First-aid kit – There are tiny first-aid kits you can pick up and easily throw into a backpack or running belt. If you want to compile your own, include a few band-aids of various sizes, disinfecting wipes, and antibiotic ointment.  

Potential Hazards To Watch For While Hiking

When done right, hiking can be a wonderful, exciting experience. Part of hiking safely in Park City is to be aware of the potential dangers you may face during your hike. Some of the common hazards you should watch out for are:

 

  • Wildlife – As Park City is a small town nestled right in the heart of the mountains, you will have the opportunity to see plenty of wildlife on your hikes. Please do not feed any wildlife; instead, simply enjoy seeing the animals in their natural habitat. Moose can potentially be dangerous, so be sure to give them a wide berth. There are also the occasional black bear sightings. Pack out any food you bring in and be extra alert when hiking at dawn and dusk.  
  • Seasonal warnings – Flash floods, avalanches, forest fires, and other mountain hazards apply to Park City, like any other mountainous area. Keep an eye on the Park City weather advisories to make sure you stay safe as you hike.
  • Loose rocks – Aside from the paved trails, you are going to encounter loose rocks as you hike. This presents not only a footing hazard for you but a potential falling rock hazard if you are going up switchbacks. Listen for any sounds which may indicate that rocks may be falling toward you.
  • Other activities – Hikers are not the only ones who love the trails in Park City. Many mountain bikers also love to challenge themselves on these trails and are not always prepared to encounter a hiker. There are also often families, off-leash dogs, parents with strollers and people using assistive devices.

There are plenty of resorts, hotels, and short-term vacation rentals you can stay at when visiting Park City. But, if you find you have fallen in love with Park City and want to set up a more permanent vacation home, Jensen and Company can help you.

 

Brad Jensen has been working in real estate in Park City for decades and has helped hundreds of people find the home of their dreams. If you are interested in real estate in Park City and the surrounding private communities, contact us to start working with Brad today.

Filed Under: Uncategorized

3 Things You Need To Know About Homeowners Insurance

September 17, 2018 by Jensen and Company


Buying a home is one of the biggest investments you can make. Given this, homeowners insurance exists to provide you peace of mind as well as protection.

Most mortgages require that you purchase homeowners insurance. You aren’t required, however, to familiarize yourself with the details of the policy. You should make the effort to do so anyway. Reading those documents and talking to your insurance agent as questions arise can ensure you’ve got coverage that’s as comprehensive as possible.

There are three things to keep in mind with regards to homeowners insurance.

1. Your ‘High-Risk’ Dog May Impact Your Homeowners Insurance

A few companies won’t sell you coverage for injuries caused by your pet if you report owning a “high-risk” dog. Others will cover you but charge more money. Your homeowner’s insurance may be more expensive if you have a pet that’s one of the following breeds:

  • Akita
  • Boxer
  • Chow Chow
  • Doberman
  • German Shepherd
  • Great Dane
  • Husky
  • Pitbull
  • Rottweiler
  • Wolf hybrid

Some companies make coverage choices after looking at information about your particular dog’s behavior. You’re more likely to get coverage and get it for cheaper if you can demonstrate that your dog is well-trained. One way you can do this is by providing a document like a Canine Good Citizen certificate from the American Kennel Club.

2. Learn What Your Homeowners Policy Doesn’t Cover

You should find out what isn’t covered by your homeowners policy as well as what is covered. This can determine whether you should purchase supplemental insurance.

Standard homeowners policies don’t cover:

  • Burst water pipes. Your claim may be denied if it’s determined that you failed to properly maintain your pipes.
    Earthquakes
  • Flooding. You may want to look into supplemental insurance through a source like the Federal National Flood Insurance Program.
  • Mental and emotional support. A catastrophe can cause stress and even spur post-traumatic stress syndrome. You may find it helpful to see a therapist. Just keep in mind that your homeowners insurance won’t foot the bill.
  • Mold. Mold is covered by some homeowners policies, but your claim may be rejected if its growth is determined to be caused by negligence.
  • Sinkholes
  • Sewer backups
  • Termite damage. A pest control company can work with you to make sure these insects haven’t invaded your home and rid you of infestation if they have.
  • Trampoline injuries

3. Make Sure Your Replacement Cost Is Accurate

Many figures must be determined when you’re buying homeowners insurance. One of the most important is replacement cost, an estimate of how much money it would cost to rebuild your home if it were totally destroyed.

Replacement cost is not synonymous with the market value of your home. There are hidden costs of construction you may not have considered.

For instance, your ruined house needs site-preparation before it’s rebuilt. This includes tearing down the demolished structure and cleaning up any debris. You should also take into account appliances you may need to replace, including major ones like your furnace, air conditioning and water heater.

There are a number of things that can cause construction costs to rise precipitously, including:

  • The cost of building materials, which can spike swiftly. You’ll want to make sure your policy is updated regularly to reflect inflation.
  • Your house’s custom or outdated needs. Some homes, particularly older ones, have custom features that are expensive or hard to find.
  • Construction prices, which can grow for many reasons. If a large-scale catastrophe leaves many people in your region needing home repairs, the price of construction may rise to reflect increased demand.

A Reputable Realtor Can Refer You To A Good Insurance Agent

At Jensen and Company, we can refer you to an insurance agent who has covered similar properties in the Park City area. A skilled insurance agent can work with you to make sure your home is fully protected and that your homeowner’s insurance policy is up-to-date. Contact us if you have any questions about the process of finding a new home in Park City, Ut.

Filed Under: Blog

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tel Call : 435.901.8333

About Jensen and Company

Brad Jensen has been a top realtor since 1988. He is one of the most respected agents in Utah and would be happy to assist you in selling your home or buying a new home. It is Jensen and Company's goal to help make your real estate transaction as easy and stress-free as possible. Our blog has lots of great information and market intelligence to help you learn more about the Park City real estate market. Please contact us if you have any questions. We would be happy to assist you.

Recent Posts

  • Making Final Preparations In The Winter To Sell Your Home In The Spring Time
  • 4 Things To Consider Before Buying A Vacation Home
  • Three Things Millennials Should Consider If They Want To Invest In Real Estate
  • Where Is Your Home Advertised?
  • Our Favorite Interior Design Trends for A Better Return On Your Real Estate in 2019
  • New Year, New House: 6 Tips For Selling Real Estate
  • Thank You To Our Fantastic Clients For A Successful 2018
  • What You Need To Know About Buyer And Seller Agency In Utah
  • 1x Close Construction Loans – What’s The Deal?
  • Jensen and Company – December Newsletter 2018
  • Real Estate Lingo: What Does Fiduciary Duty Mean?
  • 6 Ways To Create Memorable Family Traditions When Celebrating The Holidays In Park City, Utah
  • Our Passion: Philanthropy
  • New Improvements To Park City Mountain To Debut This Winter Season
  • Real Estate FAQs: Should I Test for Radon During My Home Inspection?
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Jensen and Company
7085 Glenwild Dr
Park City, UT 84098
ftel Call : 435.901.8333

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